Camden County Sheriff Sale: Dates, Process & Your Options
Camden County sheriff sales run every first and third Wednesday at noon. Learn the full process, key deadlines, and how selling fast can stop the auction.
If your home is scheduled for a Camden County sheriff sale, you have less time than most people think, but you likely have more options than you realize. Sales run on the first and third Wednesday of each month at 12:00 pm noon, at Camden City Council Chambers, 520 Market Street, 2nd Floor, City Hall, Camden, NJ 08102. The current listings show around 180 properties scheduled across upcoming sale dates. You can search by your name, your address, or the sale date. Understanding each step gives you a real chance to act before the gavel falls. We buy houses in Camden County, and we can give you a written cash offer within 24 hours, with no fees, ever.
Part of: We Buy Houses Camden County NJ. Cash Offer in 24 Hours, the full map of this situation, with every related guide linked.
- Notice of Intent arrives before anything else. Before a lender can file for foreclosure, they must mail you a Notice of Intention to Foreclose by both regular and certified mail, giving you at least 30 days before any legal action begins. Under N.J.S.A. 2A:50-56, the notice must state the amount you need to pay to cure the default. That notice cannot be sent more than 180 days before the foreclosure action starts. That window is your earliest and often best chance to act.
- Your right to cure runs until final judgment. Under N.J.S.A. 2A:50-57, you can reinstate your loan by paying the arrears at any point before the court enters final judgment. After judgment, your only path to keep the home is paying off the full loan balance. Talk to a housing attorney or a HUD-approved counselor about what that number looks like in your situation.
- You can request adjournments to buy time. Before the sale date, you may request up to two adjournments from the Sheriff, each capped at four weeks. Every adjournment costs $28, paid by certified check, treasurer's check, money order, or cash, and the request must be made in writing and notarized, or submitted as a certified letter from your attorney. Each extra four weeks can be enough time to close a cash sale and pay off the debt.
- The auction itself: what happens on sale day. Bidding opens at $100 and climbs in verbal increments of at least $1,000. The winning bidder must immediately hand over 20% of the bid price in cash, certified check, or treasurer's check, with a $500 cash limit toward that deposit. The Sheriff's office then delivers a fully executed deed within two weeks, once the balance is paid. If the winning bidder defaults, they are liable to the lender for any shortfall at a resale.
- The 10-day redemption window after the sale. After the gavel falls, you still have 10 consecutive days to redeem your property by paying the full amount owed. To get the exact payoff figure, you must submit a written request to the Sheriff's office. Under R. 4:65-5, the deed cannot be delivered until those 10 days have passed. That is your absolute last window, and the number is exact, so get the written payoff the moment the sale occurs.
- Go to the civil sales search portal. The Camden County foreclosure sales listing is updated regularly and currently shows 180 properties spread across multiple scheduled sale dates. You can search by Sheriff number, sale date, sale month, plaintiff name, defendant name, street address, or city.
- Check the status and details for each property. Every listing shows a status of either Open or Sold/Cancelled. Click the Details link next to any property to see additional information specific to that listing. If you are looking for your own property, search your address or your name as the defendant.
- Call the Sheriff's Sales Division directly. If you have questions the online listing does not answer, call the Sheriff's Sales Division at (856) 225-5531 or (856) 225-5551. They can tell you your exact sale date, whether an adjournment has been recorded, and what documentation you need. This call costs you nothing and takes five minutes.
Where Selling Fits Into This Timeline
A sale to us can close on a date you pick, and we pay off the mortgage at settlement. If you sell before the auction, you stop the sheriff sale completely. You walk away with whatever equity remains after the payoff, with no agent commissions and no fees on our side. A listing through a real estate agent involves commission and closing costs; get quotes to understand what those would be in your situation. Selling to us costs nothing. That difference matters when your margin is already thin.
NJ is a judicial foreclosure state, meaning the process goes through the courts before any sale happens. That often means the full process takes well over a year from the first missed payment. But the window between final judgment and sale day is much shorter, and adjournments run out fast. If you are already past final judgment, the 10-day post-sale redemption period is the last exit. Selling before final judgment gives you far more control.
Homeowners in this situation often have other pressures too. An inherited home you cannot afford to carry, a rental property with tenants, a divorce where both spouses need the home sold: all of these add complexity. See our guide on selling a house that needs major repairs or on short sale vs. cash sale if either of those fits your situation. For inherited property with multiple owners, our selling an inherited house with multiple heirs guide walks through exactly how that works in NJ.
This page is not legal or tax advice. If you are facing a sheriff sale, speak with a NJ foreclosure attorney and a HUD-approved housing counselor before making any decisions.
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This page is for general informational purposes and is not professional, legal, or medical advice. Elite Home Buyers can advise on your specific situation, contact us for a consultation. Serving Sicklerville, NJ.
Born and raised in South Jersey; founded Elite Home Buyers in 2018. Reviews every offer and every guide the company publishes.